Frequently Asked Car Loan Questions

How long will it take me to get the car once I fill out the application?
Our finance experts can usually get you approved within 24 hours and often you are driving within 48 hours.
I have very bad credit and have been declined in the past. Can you still get me approved?
Yes! We have a great success rate of getting people approved with very bad credit. Our strong and long relationship with our Lenders really helps those with bad credit.
What kind of vehicle can I get?
You can choose from a large selection as we have access to over 1,000 vehicles.
What interest rate can I expect?
Your interest rate will depend on your personal situation as well as your credit history, employment history, the vehicle and down payment amount. Rates range from 0% to 30%
Will I need to put money down?
Not necessarily, if you have money saved it is a generally considered a good idea to put it toward a car loan. However, if you do not have the ability for a down payment our finance experts will work to still find you the best loan option.
Does applying online affect my credit score?
We ensure it has a minimal affect, when we receive your application our finance experst will review your credit details with you to determine the best lender to utilize for your approval. Ohter companies will submit your application to many lenders which is detrimental to your credit score.
Can someone get approved after bankrupty or consumer proposal?
Yes, a bankruptcy or consumer proposal does not necessarily mean you cannot be approved on a new vehicle. Our finance experts will walk you through our approval process, and fit your situation with the right vehicle.

Trillium Car Loans is located in Newmarket, Ontario and also serves Barrie, Orillia, Owen Sound, North Bay, Huntsville, Brampton, Guelph, Peterborough, Belleville and throughout Ontario.


Trillium Car Loans

18100 Yonge St. Newmarket
Ontario L3Y 8V1

Tel:   844-732-5091​

Trillium Car Loans

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